I’m Taylor R. Schulte, a native San Diegan and the owner of Stay Wealthy San Diego.
I’m also the Founder & CEO of Define Financial – a commission-free wealth management firm headquartered in San Diego.
I’m so glad you’re here and ready to take your financial health to the next level. With my help, you will learn to make better investing decisions, reduce your costs, and grow wealthier over time.
Before we go any further, however, I want to share the story of why I got into this profession.
Let’s just say it started with my grandpa and a gift I wasn’t happy to receive. But over time, that gift set into motion a series of events that would change the outcome of my life – and potentially yours.
Are you curious yet? Keep reading to learn more.
Why I Became a Financial Advisor
When I was 12, my grandfather gave me the worst Christmas gift ever: shares of a publicly traded stock!
I was used to getting money I could immediately “invest” into skateboard wheels or video games. Stock was something I just didn’t “get” at the time. I mean, what was I supposed to do with a bundle of papers?
In the end, I learned I could do a lot – a whole lot. I also learned several important money lessons I still carry with me today. As silly as it seemed at the time, my grandfather used this gift to teach me how to succeed in life. Some of the lessons I learned include:
- The benefits of long-term investing
- The power of compounding interest
- The role of dividends
- The difficulty of patience
Yes, it was annoying, but he showed me how to look up the stock in the newspaper (yes, the newspaper) and track the price. Over the years, my grandfather and I watched the stock go up and down but never sold.
Crazy thing is, we held onto that stock for more than ten years, at which point “the worst Christmas gift ever” helped me buy my first home.
Yep, that’s right; a crazy little bundle of papers received during childhood helped me support myself in the real world.
Obviously, this experience had a huge influence on my career path. After getting into business school, I had my eye on a career in financial services and never looked back.
My first day out of college, at 22 years old, I was hired as a financial advisor at large wealth management firm. Yes, you read that right; I was 22! I couldn’t rent a car but I could “make your financial goals and dreams a reality.”
In this role, I learned a lot about investment management and financial planning. I had a great support system and several instrumental mentors. I wouldn’t trade this experience for anything.
But, one of my biggest observations during this period was how much time we spent talking about how to make the firm more money. I’m not criticizing them. That’s how public corporations operate. They have shareholders to satisfy and a bottom line to grow.
I was just more interested in doing my job: making my clients more money.
Why I Launched Stay Wealthy San Diego
Since working for a big firm wasn’t a good fit for me, I made a few career changes. Eventually, in 2014, I launched my own firm – Define Financial.
Unlike the large wealth management firms, we adhere to the Fiduciary Standard. Put simply, we are required by law to put our client’s interest ahead of ours at all times.
I love my job. I eat, live, and breathe financial planning. But, there’s only so much time in my day and only so many people I can help at any given time. This dilemma led me to the launch of Stay Wealthy San Diego.
The goal of this site is simple: to educate and empower consumers to make smart financial decisions and KEEP MORE OF THEIR HARD-EARNED MONEY.
There’s a lot of bad advice out there, but there’s also a lot of conflicting advice. Really, there’s just too much advice for the average, busy professional to sort it out on their own.
I hope to provide clarity around important financial topics and teach you proven strategies that will keep more of your profits in your own hands.
Are you ready to join the Stay Wealthy Movement™?
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