Today, we are taking questions from you!
We asked you what keeps you up at night and what’s been on your mind and you responded with some fantastic questions.
Some of the topics we explore in today’s episode include:
- Saving for retirement after you have maxed out your company plan (i.e. 401k, 457, 403b)
- Whole life insurance and why it’s probably not a good savings tool
- The power of the HSA (Health Savings Account)
- Bitcoin and cowboy accounts
- Buying versus renting a home
We love getting questions! If you have something on your mind, send it on over to us.
0:43 – Welcome and topic setup
1:34 – [Karen from Del Mar] – What more should we be doing to save for retirement if we’ve maxed out our 401(k) contributions?
6:20 – Contributing the maximum amount to your HSA should be a priority. Pay for medical expenses out of pocket and use your HSA as a savings tool.
8:21 – [Nick from downtown San Diego] – Thoughts on cash value/whole life/permanent life insurance policy as a retirement savings vehicle.
13:54 – Pay Off Student Loan or Invest
14:04 – [Adam from La Jolla] – What are HSA’s (Health Savings Accounts) and how do they work?
17:19 – [Catherine in Rancho Bernardo] – Is investing in Bitcoin a good investment?
21:11 – [Danielle from San Diego] – Thoughts on the real estate market and is it OK to keep renting?
28:46 – [Tom from Carlsbad] – Thoughts on disability insurance and is my employer-provided coverage enough?
Thanks for Listening!
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